Build Your Retirement. Protect Your Legacy.
Helping you make confident financial decisions at every stage of life.
Based in Sidcup | Serving clients across Kent, London & the UK
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Questions We Help Clients Answer
Retirement
Can I retire comfortably?
Understanding whether your pensions, savings and investments can support the lifestyle you want.
Can I afford to retire early?
Retiring earlier can be possible, but timing, tax and income planning matter.
How much do I need to retire?
The right number depends on your lifestyle, spending and long-term goals.
Am I financially on track for retirement?
A review can help show whether you’re on track to achieve the retirement you want.
How can I make my retirement income last?
Creating sustainable income in retirement means balancing withdrawals, tax and long-term growth.
Inheritance & Legacy
Will my family pay inheritance tax?
Understanding your estate and available allowances can help reduce surprises.
Can I gift money to my children tax-efficiently?
Gifting rules, exemptions and timing all matter.
Should I put my house into trust?
Trust planning can be useful in some situations, but it is not right for everyone.
When is inheritance tax payable?
Knowing when and how IHT applies is key to effective estate planning.
How will the 2027 inheritance tax changes affect my family?
Upcoming rule changes could affect how much wealth passes to your loved ones. Planning ahead can make a difference.
Who We Help
Tailored financial planning for people with evolving wealth, complex finances, and long-term goals.
Select the category that best reflects your current situation
How We Help
Financial planning designed to help you build, protect and pass on wealth.
Meet Daniel O'Sullivan
I founded Rapidus Wealth to help clients make confident financial decisions through clear, independent financial planning.
Whether you're building a business, growing a property portfolio or preparing for retirement, my role is to help you understand your options and create a plan aligned with your goals.
Based in Sidcup, I work with clients across Kent, London and the UK.
Free Guide: 7 Ways Families Can Reduce Inheritance Tax Legally
Learn 7 practical, fully legal strategies families use to potentially reduce inheritance tax — including gifting rules, trusts and the 7-year rule.
Includes key planning considerations around the 2027 inheritance tax changes.
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Ready to Take the Next Step?
Whether you're building wealth, planning for retirement or looking to protect what matters most, we'd be happy to have an initial conversation about your situation.
✓ Independent financial planning
✓ Specialists in retirement & legacy planning
✓ Supporting business owners, professionals & families
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